Axis Bank — KHARVASA Branch

SURAT, GUJARAT

IFSC Code UTIB0002218
MICR Code 395211017

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name KHARVASA
IFSC Code UTIB0002218
MICR Code 395211017
SWIFT Code N/A
Address GROUND FLOOR, DESAI PHOTIYU, VILLAGE KHARVASA, TALUKA CHORIYASI, DIST SURAT, GUJARAT, PIN- 394 210
City SURAT
District SURAT
State GUJARAT
Contact Number Not Available

How to Use UTIB0002218 for Money Transfers

The IFSC code UTIB0002218 is specifically assigned to the KHARVASA branch of Axis Bank located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0002218 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0002218 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0002218 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank KHARVASA Branch

The KHARVASA branch of Axis Bank is situated in SURAT, GUJARAT. The branch address is GROUND FLOOR, DESAI PHOTIYU, VILLAGE KHARVASA, TALUKA CHORIYASI, DIST SURAT, GUJARAT, PIN- 394 210. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTIB0002218 when making any online fund transfer to an account held at this branch.

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