Axis Bank — GAMARIA Branch

SARAIKELA-KHARSAWAN, JHARKHAND

IFSC Code UTIB0001220
MICR Code 831211004

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name GAMARIA
IFSC Code UTIB0001220
MICR Code 831211004
SWIFT Code N/A
Address MEGHRAJ TOWER,TATA KENDRA MAIN ROAD,GAMARIA,P.S. ADITYAPUR, DIST. SERAIKELA KHARSAWAN,JHARKHAND, PIN 832108.
City SARAIKELA-KHARSAWAN
District GAMARIA
State JHARKHAND
Contact Number Not Available

How to Use UTIB0001220 for Money Transfers

The IFSC code UTIB0001220 is specifically assigned to the GAMARIA branch of Axis Bank located in SARAIKELA-KHARSAWAN, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0001220 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0001220 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0001220 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank GAMARIA Branch

The GAMARIA branch of Axis Bank is situated in SARAIKELA-KHARSAWAN, JHARKHAND. The branch address is MEGHRAJ TOWER,TATA KENDRA MAIN ROAD,GAMARIA,P.S. ADITYAPUR, DIST. SERAIKELA KHARSAWAN,JHARKHAND, PIN 832108.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTIB0001220 when making any online fund transfer to an account held at this branch.

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