Axis Bank — RAMAGUNDAM Branch

KARIMNAGAR, ANDHRA PRADESH

IFSC Code UTIB0000868
MICR Code 505211302

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name RAMAGUNDAM
IFSC Code UTIB0000868
MICR Code 505211302
SWIFT Code N/A
Address 5-1-125, RAJIV ROAD, JYOTHI NAGAR, NTPC, RAMAGUNDAM, DIST. KARIMNAGAR ANDHRA PRADESH, PIN 505215
City KARIMNAGAR
District RAMAGUNDAM
State ANDHRA PRADESH
Contact Number Not Available

How to Use UTIB0000868 for Money Transfers

The IFSC code UTIB0000868 is specifically assigned to the RAMAGUNDAM branch of Axis Bank located in KARIMNAGAR, ANDHRA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0000868 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0000868 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0000868 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank RAMAGUNDAM Branch

The RAMAGUNDAM branch of Axis Bank is situated in KARIMNAGAR, ANDHRA PRADESH. The branch address is 5-1-125, RAJIV ROAD, JYOTHI NAGAR, NTPC, RAMAGUNDAM, DIST. KARIMNAGAR ANDHRA PRADESH, PIN 505215. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTIB0000868 when making any online fund transfer to an account held at this branch.

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