Axis Bank — MILLER GANJ, LUDHIANA Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | Axis Bank |
|---|---|
| Branch Name | MILLER GANJ, LUDHIANA |
| IFSC Code | UTIB0000324 |
| MICR Code | 141211006 |
| SWIFT Code | N/A |
| Address | B-15-179/1,NIRANKARI KUCHA 4,G.T. ROAD BTW VISHWAKARAMA & DHOLEWAL CHOWK, |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Number | Not Available |
How to Use UTIB0000324 for Money Transfers
The IFSC code UTIB0000324 is specifically assigned to the MILLER GANJ, LUDHIANA branch of Axis Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UTIB0000324 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0000324 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0000324 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Axis Bank MILLER GANJ, LUDHIANA Branch
The MILLER GANJ, LUDHIANA branch of Axis Bank is situated in LUDHIANA, PUNJAB. The branch address is B-15-179/1,NIRANKARI KUCHA 4,G.T. ROAD BTW VISHWAKARAMA & DHOLEWAL CHOWK,. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTIB0000324 when making any online fund transfer to an account held at this branch.
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