Axis Bank — RATNAGIRI ,MAHARASHTRA Branch

RATNAGIRI, MAHARASHTRA

IFSC Code UTIB0000251
MICR Code 415211051

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name RATNAGIRI ,MAHARASHTRA
IFSC Code UTIB0000251
MICR Code 415211051
SWIFT Code N/A
Address GROUND FLOOR, HOTEL VIHAR DELUXE, MAL-NAKA,M.D.NAIK ROAD,RATNAGIRI
City RATNAGIRI
District RATNAGIRI
State MAHARASHTRA
Contact Number Not Available

How to Use UTIB0000251 for Money Transfers

The IFSC code UTIB0000251 is specifically assigned to the RATNAGIRI ,MAHARASHTRA branch of Axis Bank located in RATNAGIRI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0000251 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0000251 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0000251 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank RATNAGIRI ,MAHARASHTRA Branch

The RATNAGIRI ,MAHARASHTRA branch of Axis Bank is situated in RATNAGIRI, MAHARASHTRA. The branch address is GROUND FLOOR, HOTEL VIHAR DELUXE, MAL-NAKA,M.D.NAIK ROAD,RATNAGIRI. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTIB0000251 when making any online fund transfer to an account held at this branch.

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