Uttar Pradesh Co-operative Bank — MAHARAJGANJ Branch

How to Use UPCB0000042 for Money Transfers

The IFSC code UPCB0000042 is specifically assigned to the MAHARAJGANJ branch of Uttar Pradesh Co-operative Bank located in MAHARAJGANJ, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UPCB0000042 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UPCB0000042 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UPCB0000042 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Uttar Pradesh Co-operative Bank MAHARAJGANJ Branch

The MAHARAJGANJ branch of Uttar Pradesh Co-operative Bank is situated in MAHARAJGANJ, UTTAR PRADESH. The branch address is 971, HAMID NAGAR, BANK ROAD, POST AND DISTT. MAHARAJGANJ, UTTAR PRADESH, 273303. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code UPCB0000042 when making any online fund transfer to an account held at this branch.