Unity Small finance Bank Limited — KINALUR Branch

How to Use UNBA0001096 for Money Transfers

The IFSC code UNBA0001096 is specifically assigned to the KINALUR branch of Unity Small finance Bank Limited located in KOZHIKODE, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UNBA0001096 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UNBA0001096 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UNBA0001096 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Unity Small finance Bank Limited KINALUR Branch

The KINALUR branch of Unity Small finance Bank Limited is situated in KOZHIKODE, KERALA. The branch address is KPM ARCADE,VATTAKULANGARA MUKKU-KINALUR,BALUSSERY,DISTRICT-KOZHIKODE,KERALA-673612. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +919526033557. Always use the IFSC code UNBA0001096 when making any online fund transfer to an account held at this branch.