Ujjivan Small Finance Bank — KARMA ROAD Branch

How to Use UJVN0003634 for Money Transfers

The IFSC code UJVN0003634 is specifically assigned to the KARMA ROAD branch of Ujjivan Small Finance Bank located in AURANGABAD, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UJVN0003634 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UJVN0003634 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UJVN0003634 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Ujjivan Small Finance Bank KARMA ROAD Branch

The KARMA ROAD branch of Ujjivan Small Finance Bank is situated in AURANGABAD, BIHAR. The branch address is 1ST FLOOR MAUZA-KUSHI,OPPOSITE POLICE LINEABOVE DCB BANK,KARMA ROAD,THANA AURANGABAD,THANA NO.553,AURANGABAD,BIHAR-824102. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code UJVN0003634 when making any online fund transfer to an account held at this branch.