UCO Bank — BHAINSA Branch

How to Use UCBA0003220 for Money Transfers

The IFSC code UCBA0003220 is specifically assigned to the BHAINSA branch of UCO Bank located in MEERUT, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UCBA0003220 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UCBA0003220 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UCBA0003220 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About UCO Bank BHAINSA Branch

The BHAINSA branch of UCO Bank is situated in MEERUT, UTTAR PRADESH. The branch address is VIDYADEEP GLOBAL PUBLIC SCHOOL MAWANA BYEPASS VILL. AND P.O. BHAINSA, TEH. MAWANA, DISTRICT MEERUT U.P. DISTRICT MEERUT ,MEERUT ,UTTAR PRADESH PIN 250401. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919557196917. Always use the IFSC code UCBA0003220 when making any online fund transfer to an account held at this branch.