UCO Bank — NAGHETA Branch

SIRMAUR, HIMACHAL PRADESH

IFSC Code UCBA0003208
MICR Code 173028103

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name UCO Bank
Branch Name NAGHETA
IFSC Code UCBA0003208
MICR Code 173028103
SWIFT Code N/A
Address VPO NAGHETA TEHSIL PAONTA SAHIB ,SIRMAUR ,HIMACHAL PRADESH PIN 173025
City SIRMAUR
District PAONTA SAHIB
State HIMACHAL PRADESH
Contact Number +918894015572

How to Use UCBA0003208 for Money Transfers

The IFSC code UCBA0003208 is specifically assigned to the NAGHETA branch of UCO Bank located in SIRMAUR, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UCBA0003208 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UCBA0003208 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UCBA0003208 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About UCO Bank NAGHETA Branch

The NAGHETA branch of UCO Bank is situated in SIRMAUR, HIMACHAL PRADESH. The branch address is VPO NAGHETA TEHSIL PAONTA SAHIB ,SIRMAUR ,HIMACHAL PRADESH PIN 173025. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918894015572. Always use the IFSC code UCBA0003208 when making any online fund transfer to an account held at this branch.

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