UCO Bank — GARHI Branch
UDHAMPUR, JAMMU AND KASHMIR
Available Services
Branch Details
| Bank Name | UCO Bank |
|---|---|
| Branch Name | GARHI |
| IFSC Code | UCBA0003165 |
| MICR Code | 182028002 |
| SWIFT Code | N/A |
| Address | MAIN ROAD, ADJOINING SBI NH 44 GARHI TEH AND DISTT UDHAMPUR ,REASI ,JAMMU AND KASHMIR PIN 182121 |
| City | UDHAMPUR |
| District | GARHI |
| State | JAMMU AND KASHMIR |
| Contact Number | +91199166547342 |
How to Use UCBA0003165 for Money Transfers
The IFSC code UCBA0003165 is specifically assigned to the GARHI branch of UCO Bank located in UDHAMPUR, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UCBA0003165 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UCBA0003165 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UCBA0003165 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About UCO Bank GARHI Branch
The GARHI branch of UCO Bank is situated in UDHAMPUR, JAMMU AND KASHMIR. The branch address is MAIN ROAD, ADJOINING SBI NH 44 GARHI TEH AND DISTT UDHAMPUR ,REASI ,JAMMU AND KASHMIR PIN 182121. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +91199166547342. Always use the IFSC code UCBA0003165 when making any online fund transfer to an account held at this branch.
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