UCO Bank — GARCHUK Branch

How to Use UCBA0003038 for Money Transfers

The IFSC code UCBA0003038 is specifically assigned to the GARCHUK branch of UCO Bank located in KAMRUP METRO, ASSAM. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UCBA0003038 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UCBA0003038 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UCBA0003038 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About UCO Bank GARCHUK Branch

The GARCHUK branch of UCO Bank is situated in KAMRUP METRO, ASSAM. The branch address is SUBANTI COMMERCIAL COMPLEX, PO GARCHUK 781035, GUWAHATI ,KAMRUP METROPOLITAN ,ASSAM PIN 781035. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919954053465. Always use the IFSC code UCBA0003038 when making any online fund transfer to an account held at this branch.