UCO Bank — GARSHANKAR Branch

HOSHIARPUR, PUNJAB

IFSC Code UCBA0002304
MICR Code 144028176

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name UCO Bank
Branch Name GARSHANKAR
IFSC Code UCBA0002304
MICR Code 144028176
SWIFT Code N/A
Address RAILWAY ROAD GARHSHANKAR DISTT HOSHIARPUR ,HOSHIARPUR ,PUNJAB PIN 144527
City HOSHIARPUR
District GARHSHANKAR
State PUNJAB
Contact Number +911882282304

How to Use UCBA0002304 for Money Transfers

The IFSC code UCBA0002304 is specifically assigned to the GARSHANKAR branch of UCO Bank located in HOSHIARPUR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UCBA0002304 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UCBA0002304 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UCBA0002304 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About UCO Bank GARSHANKAR Branch

The GARSHANKAR branch of UCO Bank is situated in HOSHIARPUR, PUNJAB. The branch address is RAILWAY ROAD GARHSHANKAR DISTT HOSHIARPUR ,HOSHIARPUR ,PUNJAB PIN 144527. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911882282304. Always use the IFSC code UCBA0002304 when making any online fund transfer to an account held at this branch.

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