UCO Bank — CHHAROL Branch

BILASPUR, HIMACHAL PRADESH

IFSC Code UCBA0001538
MICR Code 174028154

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name UCO Bank
Branch Name CHHAROL
IFSC Code UCBA0001538
MICR Code 174028154
SWIFT Code N/A
Address VPO CHHAROL DISTRICT BILASPUR ,BILASPUR ,HIMACHAL PRADESH PIN 174014
City BILASPUR
District CHHARAL
State HIMACHAL PRADESH
Contact Number +911978236141

How to Use UCBA0001538 for Money Transfers

The IFSC code UCBA0001538 is specifically assigned to the CHHAROL branch of UCO Bank located in BILASPUR, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UCBA0001538 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UCBA0001538 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UCBA0001538 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About UCO Bank CHHAROL Branch

The CHHAROL branch of UCO Bank is situated in BILASPUR, HIMACHAL PRADESH. The branch address is VPO CHHAROL DISTRICT BILASPUR ,BILASPUR ,HIMACHAL PRADESH PIN 174014. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911978236141. Always use the IFSC code UCBA0001538 when making any online fund transfer to an account held at this branch.

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