UCO Bank — KARHARIA Branch

BHAGALPUR, BIHAR

IFSC Code UCBA0001247
MICR Code 812028523

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name UCO Bank
Branch Name KARHARIA
IFSC Code UCBA0001247
MICR Code 812028523
SWIFT Code N/A
Address AT PO KARHARIA VIA ASARGANJ DIST BHAGALPUR ,BHAGALPUR ,BIHAR PIN 813201
City BHAGALPUR
District KARHARIA
State BIHAR
Contact Number +919430431042

How to Use UCBA0001247 for Money Transfers

The IFSC code UCBA0001247 is specifically assigned to the KARHARIA branch of UCO Bank located in BHAGALPUR, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UCBA0001247 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UCBA0001247 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UCBA0001247 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About UCO Bank KARHARIA Branch

The KARHARIA branch of UCO Bank is situated in BHAGALPUR, BIHAR. The branch address is AT PO KARHARIA VIA ASARGANJ DIST BHAGALPUR ,BHAGALPUR ,BIHAR PIN 813201. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919430431042. Always use the IFSC code UCBA0001247 when making any online fund transfer to an account held at this branch.

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