UCO Bank — PHAGWARA JULLUNDHAR Branch

PHAGWARA, PUNJAB

IFSC Code UCBA0000939
MICR Code 144028095

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name UCO Bank
Branch Name PHAGWARA JULLUNDHAR
IFSC Code UCBA0000939
MICR Code 144028095
SWIFT Code N/A
Address CENTRAL TOWN,PO PHAGAWARA,DIST. KAPURTHALA ,KAPURTHALA ,PUNJAB PIN 144401
City PHAGWARA
District PHAGWARA
State PUNJAB
Contact Number +911822264448

How to Use UCBA0000939 for Money Transfers

The IFSC code UCBA0000939 is specifically assigned to the PHAGWARA JULLUNDHAR branch of UCO Bank located in PHAGWARA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UCBA0000939 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UCBA0000939 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UCBA0000939 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About UCO Bank PHAGWARA JULLUNDHAR Branch

The PHAGWARA JULLUNDHAR branch of UCO Bank is situated in PHAGWARA, PUNJAB. The branch address is CENTRAL TOWN,PO PHAGAWARA,DIST. KAPURTHALA ,KAPURTHALA ,PUNJAB PIN 144401. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911822264448. Always use the IFSC code UCBA0000939 when making any online fund transfer to an account held at this branch.

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