Ernakulam District Co-operative Bank — Ernakulam District Co-operative Bank IMPS Branch

How to Use UBIN0DCBEDC for Money Transfers

The IFSC code UBIN0DCBEDC is specifically assigned to the Ernakulam District Co-operative Bank IMPS branch of Ernakulam District Co-operative Bank located in MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0DCBEDC when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0DCBEDC along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0DCBEDC when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Ernakulam District Co-operative Bank Ernakulam District Co-operative Bank IMPS Branch

The Ernakulam District Co-operative Bank IMPS branch of Ernakulam District Co-operative Bank is situated in MUMBAI, MAHARASHTRA. The branch address is NA. This branch supports electronic payment services including , IMPS. Always use the IFSC code UBIN0DCBEDC when making any online fund transfer to an account held at this branch.