Union Bank of India — SARAI SWAMI Branch

VARANASI, UTTAR PRADESH

IFSC Code UBIN0932523

MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name	Union Bank of India
Branch Name	SARAI SWAMI
IFSC Code	UBIN0932523
MICR Code	N/A
SWIFT Code	N/A
Address	VARANASI LUCKNOW HIGHWAY SARAI SWAMI NAWALPUR PO JAMALPUR BLOCK HARAHUA
City	VARANASI
District	HARHUA
State	UTTAR PRADESH
Contact Number	+919005964875

How to Use UBIN0932523 for Money Transfers

The IFSC code UBIN0932523 is specifically assigned to the SARAI SWAMI branch of Union Bank of India located in VARANASI, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0932523 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0932523 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0932523 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Union Bank of India SARAI SWAMI Branch

The SARAI SWAMI branch of Union Bank of India is situated in VARANASI, UTTAR PRADESH. The branch address is VARANASI LUCKNOW HIGHWAY SARAI SWAMI NAWALPUR PO JAMALPUR BLOCK HARAHUA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919005964875. Always use the IFSC code UBIN0932523 when making any online fund transfer to an account held at this branch.

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