Union Bank of India — RATU Branch
RANCHI, JHARKHAND
Available Services
Branch Details
| Bank Name | Union Bank of India |
|---|---|
| Branch Name | RATU |
| IFSC Code | UBIN0915874 |
| MICR Code | N/A |
| SWIFT Code | N/A |
| Address | PLOT NO 3740, KHATA NO 233, NH 75, RATU CROSSING, RANCHI |
| City | RANCHI |
| District | RATU |
| State | JHARKHAND |
| Contact Number | +916512521154 |
How to Use UBIN0915874 for Money Transfers
The IFSC code UBIN0915874 is specifically assigned to the RATU branch of Union Bank of India located in RANCHI, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UBIN0915874 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0915874 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0915874 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Union Bank of India RATU Branch
The RATU branch of Union Bank of India is situated in RANCHI, JHARKHAND. The branch address is PLOT NO 3740, KHATA NO 233, NH 75, RATU CROSSING, RANCHI. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916512521154. Always use the IFSC code UBIN0915874 when making any online fund transfer to an account held at this branch.
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