Union Bank of India — BHAVNAGAR Branch

BHAVNAGAR, GUJARAT

IFSC Code UBIN0903248
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Union Bank of India
Branch Name BHAVNAGAR
IFSC Code UBIN0903248
MICR Code N/A
SWIFT Code N/A
Address GOPI ARCADE, BLOCK NO.12, WAGHWADI ROAD, BHAVNAGAR 364002
City BHAVNAGAR
District BHAVNAGAR
State GUJARAT
Contact Number +912782563477

How to Use UBIN0903248 for Money Transfers

The IFSC code UBIN0903248 is specifically assigned to the BHAVNAGAR branch of Union Bank of India located in BHAVNAGAR, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0903248 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0903248 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0903248 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Union Bank of India BHAVNAGAR Branch

The BHAVNAGAR branch of Union Bank of India is situated in BHAVNAGAR, GUJARAT. The branch address is GOPI ARCADE, BLOCK NO.12, WAGHWADI ROAD, BHAVNAGAR 364002. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912782563477. Always use the IFSC code UBIN0903248 when making any online fund transfer to an account held at this branch.

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