Union Bank of India — ST.JOSE DE AREAL Branch

How to Use UBIN0902578 for Money Transfers

The IFSC code UBIN0902578 is specifically assigned to the ST.JOSE DE AREAL branch of Union Bank of India located in SOUTH GOA, GOA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0902578 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0902578 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0902578 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Union Bank of India ST.JOSE DE AREAL Branch

The ST.JOSE DE AREAL branch of Union Bank of India is situated in SOUTH GOA, GOA. The branch address is 1591 ENDRO APARTMENTS, OPP CHAPEL, PADRIBHAT, ST.JOSE DE AREAL 403730. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918322860347. Always use the IFSC code UBIN0902578 when making any online fund transfer to an account held at this branch.