Union Bank of India — ZONAL OFFICE ERNAKULAM Branch

How to Use UBIN0592455 for Money Transfers

The IFSC code UBIN0592455 is specifically assigned to the ZONAL OFFICE ERNAKULAM branch of Union Bank of India located in ERNAKULAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0592455 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0592455 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0592455 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Union Bank of India ZONAL OFFICE ERNAKULAM Branch

The ZONAL OFFICE ERNAKULAM branch of Union Bank of India is situated in ERNAKULAM, KERALA. The branch address is GROUND FLOOR BSNL BUILDING CIVIL LINE ROAD, SONIA NAGAR, PALARIVATTAM, ERNAKULAM. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +91484484. Always use the IFSC code UBIN0592455 when making any online fund transfer to an account held at this branch.