Union Bank of India — RETAIL LOAN POINT BHAGALPUR Branch

BHAGALPUR, BIHAR

IFSC Code UBIN0585025
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Union Bank of India
Branch Name RETAIL LOAN POINT BHAGALPUR
IFSC Code UBIN0585025
MICR Code N/A
SWIFT Code N/A
Address RETAIL LOAN POINT, 2ND FLOOR, GAYATRI COMPLEX, OPP. HEAD POST OFFICE, M G ROAD, BHAGALPUR
City BHAGALPUR
District BHAGALPUR
State BIHAR
Contact Number +919918501251

How to Use UBIN0585025 for Money Transfers

The IFSC code UBIN0585025 is specifically assigned to the RETAIL LOAN POINT BHAGALPUR branch of Union Bank of India located in BHAGALPUR, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0585025 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0585025 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0585025 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Union Bank of India RETAIL LOAN POINT BHAGALPUR Branch

The RETAIL LOAN POINT BHAGALPUR branch of Union Bank of India is situated in BHAGALPUR, BIHAR. The branch address is RETAIL LOAN POINT, 2ND FLOOR, GAYATRI COMPLEX, OPP. HEAD POST OFFICE, M G ROAD, BHAGALPUR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919918501251. Always use the IFSC code UBIN0585025 when making any online fund transfer to an account held at this branch.

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