Union Bank of India — PALAI Branch
KOTTAYAM, KERALA
Available Services
Branch Details
| Bank Name | Union Bank of India |
|---|---|
| Branch Name | PALAI |
| IFSC Code | UBIN0555614 |
| MICR Code | 686026302 |
| SWIFT Code | N/A |
| Address | MOONS BUILDING, OPP. MINI CIVIL STATION,PALA, DIST.KOTTAYAM,KERALA |
| City | KOTTAYAM |
| District | PALAI |
| State | KERALA |
| Contact Number | 2200288 |
How to Use UBIN0555614 for Money Transfers
The IFSC code UBIN0555614 is specifically assigned to the PALAI branch of Union Bank of India located in KOTTAYAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UBIN0555614 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0555614 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0555614 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Union Bank of India PALAI Branch
The PALAI branch of Union Bank of India is situated in KOTTAYAM, KERALA. The branch address is MOONS BUILDING, OPP. MINI CIVIL STATION,PALA, DIST.KOTTAYAM,KERALA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2200288. Always use the IFSC code UBIN0555614 when making any online fund transfer to an account held at this branch.
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