Union Bank of India — CHENGANUR Branch

How to Use UBIN0549941 for Money Transfers

The IFSC code UBIN0549941 is specifically assigned to the CHENGANUR branch of Union Bank of India located in ALAPUZZHA, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0549941 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0549941 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0549941 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Union Bank of India CHENGANUR Branch

The CHENGANUR branch of Union Bank of India is situated in ALAPUZZHA, KERALA. The branch address is UNION BANK OF INDIA, CHENGANUR, KANNARA BUILDING, 105/11, COURT ROAD,, CHENGANUR, DIST. ALLEPPY, KERALA,, PIN - 689 121.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2454118. Always use the IFSC code UBIN0549941 when making any online fund transfer to an account held at this branch.