Union Bank of India — ERNAKULAM - SERVICE BRANCH Branch

ERNAKULAM, KERALA

IFSC Code UBIN0547727
MICR Code 682026001

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Union Bank of India
Branch Name ERNAKULAM - SERVICE BRANCH
IFSC Code UBIN0547727
MICR Code 682026001
SWIFT Code N/A
Address UNION BANK BHAVAN, P.B.NO.3697,MAHATMA GANDHI ROAD, ERNAKULAM,
City ERNAKULAM
District KOCHI
State KERALA
Contact Number Not Available

How to Use UBIN0547727 for Money Transfers

The IFSC code UBIN0547727 is specifically assigned to the ERNAKULAM - SERVICE BRANCH branch of Union Bank of India located in ERNAKULAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0547727 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0547727 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0547727 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Union Bank of India ERNAKULAM - SERVICE BRANCH Branch

The ERNAKULAM - SERVICE BRANCH branch of Union Bank of India is situated in ERNAKULAM, KERALA. The branch address is UNION BANK BHAVAN, P.B.NO.3697,MAHATMA GANDHI ROAD, ERNAKULAM,. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UBIN0547727 when making any online fund transfer to an account held at this branch.

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