Union Bank of India — KHARSAHAN DEEDARGANJ Branch

AZAMGARH, UTTAR PRADESH

IFSC Code UBIN0545601

MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name	Union Bank of India
Branch Name	KHARSAHAN DEEDARGANJ
IFSC Code	UBIN0545601
MICR Code	N/A
SWIFT Code	N/A
Address	KHARSHANDEEDARGAJ POST DEEDARGANJ PHOOLPUR DIST. AZAMGARH UTTAR PRADESH PIN 223224.
City	AZAMGARH
District	PHULPUR
State	UTTAR PRADESH
Contact Number	244334

How to Use UBIN0545601 for Money Transfers

The IFSC code UBIN0545601 is specifically assigned to the KHARSAHAN DEEDARGANJ branch of Union Bank of India located in AZAMGARH, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0545601 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0545601 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0545601 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Union Bank of India KHARSAHAN DEEDARGANJ Branch

The KHARSAHAN DEEDARGANJ branch of Union Bank of India is situated in AZAMGARH, UTTAR PRADESH. The branch address is KHARSHANDEEDARGAJ POST DEEDARGANJ PHOOLPUR DIST. AZAMGARH UTTAR PRADESH PIN 223224.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 244334. Always use the IFSC code UBIN0545601 when making any online fund transfer to an account held at this branch.

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