Union Bank of India — KOT SANTOKH RAI Branch
GURDASPUR, PUNJAB
Available Services
Branch Details
| Bank Name | Union Bank of India |
|---|---|
| Branch Name | KOT SANTOKH RAI |
| IFSC Code | UBIN0544108 |
| MICR Code | N/A |
| SWIFT Code | N/A |
| Address | AT KOT SANTOKH RAI, MAIN ROAD, POST DHARIWAL, DIST. GURDASPUR, PUNJAB, PIN - 143 519. |
| City | GURDASPUR |
| District | KOT SANTOKH RAI |
| State | PUNJAB |
| Contact Number | Not Available |
How to Use UBIN0544108 for Money Transfers
The IFSC code UBIN0544108 is specifically assigned to the KOT SANTOKH RAI branch of Union Bank of India located in GURDASPUR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UBIN0544108 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0544108 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0544108 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Union Bank of India KOT SANTOKH RAI Branch
The KOT SANTOKH RAI branch of Union Bank of India is situated in GURDASPUR, PUNJAB. The branch address is AT KOT SANTOKH RAI, MAIN ROAD, POST DHARIWAL, DIST. GURDASPUR, PUNJAB, PIN - 143 519.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UBIN0544108 when making any online fund transfer to an account held at this branch.
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