Union Bank of India — KARNAL MAIN Branch

KARNAL, HARYANA

IFSC Code UBIN0537993
MICR Code 132026102

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Union Bank of India
Branch Name KARNAL MAIN
IFSC Code UBIN0537993
MICR Code 132026102
SWIFT Code N/A
Address POST BOX NO. 79, G.T. ROAD,DIST. KARNAL, HARYANA,PIN - 132 001.
City KARNAL
District KARNAL
State HARYANA
Contact Number 2271037

How to Use UBIN0537993 for Money Transfers

The IFSC code UBIN0537993 is specifically assigned to the KARNAL MAIN branch of Union Bank of India located in KARNAL, HARYANA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0537993 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0537993 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0537993 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Union Bank of India KARNAL MAIN Branch

The KARNAL MAIN branch of Union Bank of India is situated in KARNAL, HARYANA. The branch address is POST BOX NO. 79, G.T. ROAD,DIST. KARNAL, HARYANA,PIN - 132 001.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2271037. Always use the IFSC code UBIN0537993 when making any online fund transfer to an account held at this branch.

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