Union Bank of India — R.O.ERNAKULAM Branch

ERNAKULAM, KERALA

IFSC Code UBIN0535133
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Union Bank of India
Branch Name R.O.ERNAKULAM
IFSC Code UBIN0535133
MICR Code N/A
SWIFT Code N/A
Address M G ROAD, SHENOYS JN ERNAKULAM ERNAKULAM KERALA PIN-682035
City ERNAKULAM
District ERNAKULAM
State KERALA
Contact Number 2385202

How to Use UBIN0535133 for Money Transfers

The IFSC code UBIN0535133 is specifically assigned to the R.O.ERNAKULAM branch of Union Bank of India located in ERNAKULAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0535133 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0535133 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0535133 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Union Bank of India R.O.ERNAKULAM Branch

The R.O.ERNAKULAM branch of Union Bank of India is situated in ERNAKULAM, KERALA. The branch address is M G ROAD, SHENOYS JN ERNAKULAM ERNAKULAM KERALA PIN-682035. This branch supports electronic payment services including NEFT, IMPS, and UPI. You can contact this branch at 2385202. Always use the IFSC code UBIN0535133 when making any online fund transfer to an account held at this branch.

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