Union Bank of India — KODIKULAM Branch

IDUKKI, KERALA

IFSC Code UBIN0534781
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Union Bank of India
Branch Name KODIKULAM
IFSC Code UBIN0534781
MICR Code N/A
SWIFT Code N/A
Address ST. ANNES CHURCH BUILDING, POST KODIKULAM, VIA THODUPUZHA, DIST. IDUKKI, KERALA, PIN - 685 582.
City IDUKKI
District KODIKULAM
State KERALA
Contact Number 264324

How to Use UBIN0534781 for Money Transfers

The IFSC code UBIN0534781 is specifically assigned to the KODIKULAM branch of Union Bank of India located in IDUKKI, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0534781 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0534781 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0534781 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Union Bank of India KODIKULAM Branch

The KODIKULAM branch of Union Bank of India is situated in IDUKKI, KERALA. The branch address is ST. ANNES CHURCH BUILDING, POST KODIKULAM, VIA THODUPUZHA, DIST. IDUKKI, KERALA, PIN - 685 582.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 264324. Always use the IFSC code UBIN0534781 when making any online fund transfer to an account held at this branch.

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