Union Bank of India — VIJAYAWADA MAIN Branch

How to Use UBIN0532975 for Money Transfers

The IFSC code UBIN0532975 is specifically assigned to the VIJAYAWADA MAIN branch of Union Bank of India located in KRISHNA, ANDHRA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0532975 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0532975 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0532975 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Union Bank of India VIJAYAWADA MAIN Branch

The VIJAYAWADA MAIN branch of Union Bank of India is situated in KRISHNA, ANDHRA PRADESH. The branch address is FIRST FLOOR, RISHABH TOWERS,DOOR NO.12-10-47,CONVENT STREET, VIJAYAWADA,ANDHRA PRADESH, PIN - 520 001.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UBIN0532975 when making any online fund transfer to an account held at this branch.