Union Bank of India — VIKHROLI ,WEST - MUMBAI Branch

How to Use UBIN0531961 for Money Transfers

The IFSC code UBIN0531961 is specifically assigned to the VIKHROLI ,WEST - MUMBAI branch of Union Bank of India located in GREATER BOMBAY, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0531961 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0531961 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0531961 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Union Bank of India VIKHROLI ,WEST - MUMBAI Branch

The VIKHROLI ,WEST - MUMBAI branch of Union Bank of India is situated in GREATER BOMBAY, MAHARASHTRA. The branch address is MAHAJAN MILLS COMPOUND,LAL BAHADUR SHASTRI MARG,VIKHROLI (W), MUMBAI - 400 079.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UBIN0531961 when making any online fund transfer to an account held at this branch.