Union Bank of India — DERDI Branch

RAJKOT, GUJARAT

IFSC Code UBIN0531472
MICR Code 364026503

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Union Bank of India
Branch Name DERDI
IFSC Code UBIN0531472
MICR Code 364026503
SWIFT Code N/A
Address AT POST DERDI (KUMBHAJI) MAIN ROAD TALUKA GONDAL DIST.RAJKOT GUJARAT PIN 364465
City RAJKOT
District DERDI
State GUJARAT
Contact Number 277234

How to Use UBIN0531472 for Money Transfers

The IFSC code UBIN0531472 is specifically assigned to the DERDI branch of Union Bank of India located in RAJKOT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0531472 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0531472 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0531472 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Union Bank of India DERDI Branch

The DERDI branch of Union Bank of India is situated in RAJKOT, GUJARAT. The branch address is AT POST DERDI (KUMBHAJI) MAIN ROAD TALUKA GONDAL DIST.RAJKOT GUJARAT PIN 364465. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 277234. Always use the IFSC code UBIN0531472 when making any online fund transfer to an account held at this branch.

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