Saraswat Co-operative Bank — SME VIKHROLI Branch

How to Use SRCB0000281 for Money Transfers

The IFSC code SRCB0000281 is specifically assigned to the SME VIKHROLI branch of Saraswat Co-operative Bank located in GREATER BOMBAY, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SRCB0000281 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SRCB0000281 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SRCB0000281 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Saraswat Co-operative Bank SME VIKHROLI Branch

The SME VIKHROLI branch of Saraswat Co-operative Bank is situated in GREATER BOMBAY, MAHARASHTRA. The branch address is PRABHAT BHAVAN, BLOCK B, 1ST FLOOR, 96, L.B.S. MARG, OPP. CIPLA, VIKHROLI (W), MUMBAI 400083.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912242499900. Always use the IFSC code SRCB0000281 when making any online fund transfer to an account held at this branch.