Surat People's Co-operative Bank — GIRGONE,MUMBAI Branch

How to Use SPCB0251031 for Money Transfers

The IFSC code SPCB0251031 is specifically assigned to the GIRGONE,MUMBAI branch of Surat People's Co-operative Bank located in MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SPCB0251031 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SPCB0251031 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SPCB0251031 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Surat People's Co-operative Bank GIRGONE,MUMBAI Branch

The GIRGONE,MUMBAI branch of Surat People's Co-operative Bank is situated in MUMBAI, MAHARASHTRA. The branch address is 22, TATYA GHARPURE PATH, GIRGAON, MUMBAI. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912223874263. Always use the IFSC code SPCB0251031 when making any online fund transfer to an account held at this branch.