Saraspur Nagrik Co-operative Bank — NIKOL BRANCH Branch

How to Use SNBK0000012 for Money Transfers

The IFSC code SNBK0000012 is specifically assigned to the NIKOL BRANCH branch of Saraspur Nagrik Co-operative Bank located in AHMEDABAD, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SNBK0000012 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SNBK0000012 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SNBK0000012 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Saraspur Nagrik Co-operative Bank NIKOL BRANCH Branch

The NIKOL BRANCH branch of Saraspur Nagrik Co-operative Bank is situated in AHMEDABAD, GUJARAT. The branch address is 1,2 GROUND FLOOR,SHAYM ARCADE BUSSINESS HUB,GANGOTRI CIRCLE,NIKOL,AHMEDABAD. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +919409301215. Always use the IFSC code SNBK0000012 when making any online fund transfer to an account held at this branch.