Shivalik Small Finance Bank — SURAT Branch
SURAT, GUJARAT
Available Services
Branch Details
| Bank Name | Shivalik Small Finance Bank |
|---|---|
| Branch Name | SURAT |
| IFSC Code | SMCB0001038 |
| MICR Code | 395721001 |
| SWIFT Code | N/A |
| Address | SHOP NO 21, GROUNG FLOOR, WESTERN ARENA, NR.MADHUVAN CIRCLE, SURAT-395009 |
| City | SURAT |
| District | SURAT |
| State | GUJARAT |
| Contact Number | +919560011798 |
How to Use SMCB0001038 for Money Transfers
The IFSC code SMCB0001038 is specifically assigned to the SURAT branch of Shivalik Small Finance Bank located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use SMCB0001038 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SMCB0001038 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SMCB0001038 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Shivalik Small Finance Bank SURAT Branch
The SURAT branch of Shivalik Small Finance Bank is situated in SURAT, GUJARAT. The branch address is SHOP NO 21, GROUNG FLOOR, WESTERN ARENA, NR.MADHUVAN CIRCLE, SURAT-395009. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +919560011798. Always use the IFSC code SMCB0001038 when making any online fund transfer to an account held at this branch.
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