Shivalik Small Finance Bank — KHATAULI Branch

How to Use SMCB0001020 for Money Transfers

The IFSC code SMCB0001020 is specifically assigned to the KHATAULI branch of Shivalik Small Finance Bank located in MUZAFFAR NAGAR, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SMCB0001020 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SMCB0001020 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SMCB0001020 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Shivalik Small Finance Bank KHATAULI Branch

The KHATAULI branch of Shivalik Small Finance Bank is situated in MUZAFFAR NAGAR, UTTAR PRADESH. The branch address is GROUND FLOOR, 08, MOH GANESH PURI, NEAR GHANTA GHAR, G. T. ROAD, KHATAULI, DISTRICT MUZAFFARNAGAR UP. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +919568925000. Always use the IFSC code SMCB0001020 when making any online fund transfer to an account held at this branch.