Shivalik Small Finance Bank — SHARDA NAGAR Branch

How to Use SMCB0001017 for Money Transfers

The IFSC code SMCB0001017 is specifically assigned to the SHARDA NAGAR branch of Shivalik Small Finance Bank located in SAHARANPUR, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SMCB0001017 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SMCB0001017 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SMCB0001017 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Shivalik Small Finance Bank SHARDA NAGAR Branch

The SHARDA NAGAR branch of Shivalik Small Finance Bank is situated in SAHARANPUR, UTTAR PRADESH. The branch address is GROUND FLOOR, 1 BY 1245, WAK MOHALA, KHALASI LINE, SHARDA NAGAR, SAHARANPUR UP. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +918477006125. Always use the IFSC code SMCB0001017 when making any online fund transfer to an account held at this branch.