Sumitomo Mitsui Banking Corporation — CHENNAI Branch

How to Use SMBC0000003 for Money Transfers

The IFSC code SMBC0000003 is specifically assigned to the CHENNAI branch of Sumitomo Mitsui Banking Corporation located in CHENNAI, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SMBC0000003 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SMBC0000003 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SMBC0000003 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Sumitomo Mitsui Banking Corporation CHENNAI Branch

The CHENNAI branch of Sumitomo Mitsui Banking Corporation is situated in CHENNAI, TAMIL NADU. The branch address is 10TH FLOOR, CHAITANYA IMPERIAL TOWER, PLOT NO.610, BLOCK A, ANNA SALAI, TEYNAMPET, CHENNAI- 600018. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +914461449999. Always use the IFSC code SMBC0000003 when making any online fund transfer to an account held at this branch.