South Indian Bank — MUNDAKKAYAM Branch

KOTTAYAM, KERALA

IFSC Code SIBL0000640
MICR Code 686059652

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name South Indian Bank
Branch Name MUNDAKKAYAM
IFSC Code SIBL0000640
MICR Code 686059652
SWIFT Code N/A
Address KUTTENCHIRAYIL BUILDINGS, NH 220, MUNDAKKAYAM KOTTAYAM - PIN 686513
City KOTTAYAM
District MUNDAKAYAM
State KERALA
Contact Number +914828272880

How to Use SIBL0000640 for Money Transfers

The IFSC code SIBL0000640 is specifically assigned to the MUNDAKKAYAM branch of South Indian Bank located in KOTTAYAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SIBL0000640 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SIBL0000640 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SIBL0000640 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About South Indian Bank MUNDAKKAYAM Branch

The MUNDAKKAYAM branch of South Indian Bank is situated in KOTTAYAM, KERALA. The branch address is KUTTENCHIRAYIL BUILDINGS, NH 220, MUNDAKKAYAM KOTTAYAM - PIN 686513. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914828272880. Always use the IFSC code SIBL0000640 when making any online fund transfer to an account held at this branch.

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