South Indian Bank — CHERPUNKAL Branch

How to Use SIBL0000197 for Money Transfers

The IFSC code SIBL0000197 is specifically assigned to the CHERPUNKAL branch of South Indian Bank located in KOTTAYAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SIBL0000197 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SIBL0000197 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SIBL0000197 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About South Indian Bank CHERPUNKAL Branch

The CHERPUNKAL branch of South Indian Bank is situated in KOTTAYAM, KERALA. The branch address is DONO18A,WARD NO6,NELLIPUZHA BUILDING,PALA-ETTUMANOOR HIGHWAY,CHERPUNKAL PO,KOTTAYAM DISTRICT,KERALA-686584. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914822255969. Always use the IFSC code SIBL0000197 when making any online fund transfer to an account held at this branch.