Surat District Co-operative Bank — KUMBHARIYA Branch

How to Use SDCB0000102 for Money Transfers

The IFSC code SDCB0000102 is specifically assigned to the KUMBHARIYA branch of Surat District Co-operative Bank located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SDCB0000102 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SDCB0000102 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SDCB0000102 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Surat District Co-operative Bank KUMBHARIYA Branch

The KUMBHARIYA branch of Surat District Co-operative Bank is situated in SURAT, GUJARAT. The branch address is SHOP NO G3, G4, G5, TIMES GALLERIA, PUNA KUMBHARIYA ROAD, TALUKA CHORYASI, PIN 395010. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917486013169. Always use the IFSC code SDCB0000102 when making any online fund transfer to an account held at this branch.