Surat District Co-operative Bank — PALGAM Branch
SURAT, GUJARAT
Available Services
Branch Details
| Bank Name | Surat District Co-operative Bank |
|---|---|
| Branch Name | PALGAM |
| IFSC Code | SDCB0000044 |
| MICR Code | 395244027 |
| SWIFT Code | N/A |
| Address | NANI FALIA, PALGAM, TA HORYASIPINCODE 391 045 |
| City | SURAT |
| District | SURAT |
| State | GUJARAT |
| Contact Number | +912612840380 |
How to Use SDCB0000044 for Money Transfers
The IFSC code SDCB0000044 is specifically assigned to the PALGAM branch of Surat District Co-operative Bank located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use SDCB0000044 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SDCB0000044 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SDCB0000044 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Surat District Co-operative Bank PALGAM Branch
The PALGAM branch of Surat District Co-operative Bank is situated in SURAT, GUJARAT. The branch address is NANI FALIA, PALGAM, TA HORYASIPINCODE 391 045. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912612840380. Always use the IFSC code SDCB0000044 when making any online fund transfer to an account held at this branch.
← View all Surat District Co-operative Bank branches