State Bank of India — PEROOR Branch

KOTTAYAM, KERALA

IFSC Code SBIN0070431
MICR Code 686002984

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name PEROOR
IFSC Code SBIN0070431
MICR Code 686002984
SWIFT Code N/A
Address PBNO1,NSSKARAYOGAMBUILDING,PEROORPO,KOTTAYAM686637PEROORATSBTCOIN
City KOTTAYAM
District KOTTAYAM
State KERALA
Contact Number +914812791484

How to Use SBIN0070431 for Money Transfers

The IFSC code SBIN0070431 is specifically assigned to the PEROOR branch of State Bank of India located in KOTTAYAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0070431 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0070431 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0070431 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India PEROOR Branch

The PEROOR branch of State Bank of India is situated in KOTTAYAM, KERALA. The branch address is PBNO1,NSSKARAYOGAMBUILDING,PEROORPO,KOTTAYAM686637PEROORATSBTCOIN. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914812791484. Always use the IFSC code SBIN0070431 when making any online fund transfer to an account held at this branch.

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