State Bank of India — JOYSAGAR Branch

JOYSAGAR, ASSAM

IFSC Code SBIN0064976
MICR Code 451002002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name JOYSAGAR
IFSC Code SBIN0064976
MICR Code 451002002
SWIFT Code N/A
Address JOYSAGAR BRANCH,KARENG TINIALI,AT ROAD,JOYSAGAR,PO-SIVASAGAR,PIN -785665
City JOYSAGAR
District JOYSAGAR
State ASSAM
Contact Number +918876688980

How to Use SBIN0064976 for Money Transfers

The IFSC code SBIN0064976 is specifically assigned to the JOYSAGAR branch of State Bank of India located in JOYSAGAR, ASSAM. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0064976 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0064976 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0064976 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India JOYSAGAR Branch

The JOYSAGAR branch of State Bank of India is situated in JOYSAGAR, ASSAM. The branch address is JOYSAGAR BRANCH,KARENG TINIALI,AT ROAD,JOYSAGAR,PO-SIVASAGAR,PIN -785665. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918876688980. Always use the IFSC code SBIN0064976 when making any online fund transfer to an account held at this branch.

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