State Bank of India — SMEC JAMMU Branch

JAMMU, JAMMU AND KASHMIR

IFSC Code SBIN0063684
MICR Code 180002066

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name SMEC JAMMU
IFSC Code SBIN0063684
MICR Code 180002066
SWIFT Code N/A
Address ASSISTANT GENERAL MANAGER STATE BANK OF INDIA ADMINISTRATIVE OFFICE RAILHEAD COMPLEX,JAMMU - 180012
City JAMMU
District JAMMU
State JAMMU AND KASHMIR
Contact Number +919872358270

How to Use SBIN0063684 for Money Transfers

The IFSC code SBIN0063684 is specifically assigned to the SMEC JAMMU branch of State Bank of India located in JAMMU, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0063684 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0063684 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0063684 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India SMEC JAMMU Branch

The SMEC JAMMU branch of State Bank of India is situated in JAMMU, JAMMU AND KASHMIR. The branch address is ASSISTANT GENERAL MANAGER STATE BANK OF INDIA ADMINISTRATIVE OFFICE RAILHEAD COMPLEX,JAMMU - 180012. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919872358270. Always use the IFSC code SBIN0063684 when making any online fund transfer to an account held at this branch.

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