State Bank of India — SME PALA Branch
KOTTAYAM, KERALA
Available Services
Branch Details
| Bank Name | State Bank of India |
|---|---|
| Branch Name | SME PALA |
| IFSC Code | SBIN0063661 |
| MICR Code | 686002307 |
| SWIFT Code | N/A |
| Address | PB NO.6, VIII-130A MAIN ROAD, KOTTAYAM 686575 |
| City | KOTTAYAM |
| District | KOTTAYAM |
| State | KERALA |
| Contact Number | Not Available |
How to Use SBIN0063661 for Money Transfers
The IFSC code SBIN0063661 is specifically assigned to the SME PALA branch of State Bank of India located in KOTTAYAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use SBIN0063661 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0063661 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0063661 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About State Bank of India SME PALA Branch
The SME PALA branch of State Bank of India is situated in KOTTAYAM, KERALA. The branch address is PB NO.6, VIII-130A MAIN ROAD, KOTTAYAM 686575. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0063661 when making any online fund transfer to an account held at this branch.
← View all State Bank of India branches