State Bank of India — R AND DB RACC R S PURA Branch

How to Use SBIN0063474 for Money Transfers

The IFSC code SBIN0063474 is specifically assigned to the R AND DB RACC R S PURA branch of State Bank of India located in R S PURA, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0063474 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0063474 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0063474 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About State Bank of India R AND DB RACC R S PURA Branch

The R AND DB RACC R S PURA branch of State Bank of India is situated in R S PURA, JAMMU AND KASHMIR. The branch address is STATE BANK OF INDIA, RACC R S PURA, JAMMU-181102. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918437987888. Always use the IFSC code SBIN0063474 when making any online fund transfer to an account held at this branch.